The analyses and opinions expressed in this material are intended to be general in nature and for informational purposes only, and do not constitute legal, tax, investment, financial, or other advice. Nothing in this material should be construed as a solicitation, recommendation, representation of suitability or endorsement of any security, investment product or market sector, or a prediction of future performance.   Please determine whether any investment security, product, service or strategy, including those mentioned in this brochure is right for you based solely on your investment objectives, risk tolerance, and financial situation.   The analyses and opinions in this brochure were prepared based upon information available at the time it was written. Additional information and changes in economic or market conditions since that time could cause such analyses and opinions to change.   The author, publisher and sponsor of this brochure accept no liability whatsoever for any loss arising from any decision you make based on information, analyses, opinions or views expressed herein.  The author may have a position in any or all of the specific investments or investment categories mentioned in this publication. Some of the companies or investments mentioned may be clients of dianomi.  

Aberdeen Asset Management (AAM) is the marketing name in the U.S. for the following affiliated, registered investment advisers: Aberdeen Asset Management Inc., Aberdeen Asset Managers Ltd, Aberdeen Asset Management Ltd and Aberdeen Asset Management Asia Ltd, each of which is wholly owned by Aberdeen Asset Management PLC. "Aberdeen" is a U.S. registered service mark of Aberdeen Asset Management PLC.